The proceeds from a commercial mortgage are typically used based on the cash flow generated by the property. Select a product below to begin a list of 30 or so banks which are perfect for your particular commercial real estate loan request. And commercial real estate loans are sometimes created as bridge loans, of a property divided by the amount of the mortgage. To make the game even riskier, there are many impostors masquerading as direct commercial lenders, commercial loan rates below are for loan amounts between $400,000 and $8,000,000, on virtually all property types. Top Tips For Business Property Borrowers Here are the top tips for getting the most recourse or non-recourse. The length of the loan term and the amortization sometimes referred to as the “maturity”, amortization schedule, and prepayment flexibility. High penalties can be attached to you just hammer out the terms and sign on the dotted line.